5 Myths About Final Expense Insurance That Could Cost Your Family


Don’t Believe These Common Misconceptions

There’s a lot of misinformation about final expense insurance. Let’s set the record straight:

Myth #1: “I Don’t Need It Because I Have Savings”
Reality: Funerals can cost $10,000 or more. Do your loved ones have immediate access to that amount?

Myth #2: “Final Expense Insurance is Too Expensive”
Reality: Policies can be as low as $20-$50 per month, depending on age and coverage amount.

Myth #3: “I’m Too Old or Unhealthy to Qualify”
Reality: Many policies don’t require medical exams and accept applicants up to 85 years old.

Myth #4: “The Payout Takes Too Long”
Reality: Unlike traditional life insurance, final expense policies are designed for quick payouts to cover urgent expenses.

Myth #5: “I Can Get a Policy Anytime”
Reality: The longer you wait, the higher your premiums become. Lock in a low rate today.

Protect Your Loved Ones Now

Don’t let these myths prevent you from making a smart decision. Get your free quote today.


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