Tag: #SeniorInsurance

Meet Lisa. Her mother, Carol, had the foresight to purchase a final expense insurance policy years before she passed. When the time came, Lisa was able to focus on honoring her mother’s memory instead of stressing about how to pay for the funeral. Final expense insurance removes financial worries during an already difficult time. It…

Jake kept putting off getting life insurance, thinking he had time. But when he was diagnosed with a sudden illness, his options became extremely limited, and premiums skyrocketed. By the time he truly needed coverage, it was too late. Final expense insurance is most affordable when you lock in your rate early. The longer you…

Did you know that the average funeral in the U.S. costs between $7,000 and $12,000? For many families, that’s an unexpected financial burden that can lead to loans, credit card debt, or dipping into savings. Final expense insurance covers funeral costs and other last expenses so your family doesn’t have to struggle financially. It’s affordable,…

Imagine this: Sarah’s father, Mike, always talked about getting life insurance but never followed through. When he passed suddenly, Sarah had to set up a GoFundMe just to afford his funeral. It was heartbreaking, not just because of the loss but because the family had no financial plan. You can prevent this situation by securing…

When Robert Johnson passed away unexpectedly, his wife and children were left not only with grief but also a massive financial burden. The funeral home required payment upfront, and the family had no choice but to take out a loan. Had Robert secured a final expense insurance policy, his family wouldn’t have had to scramble…

The Financial Reality of Funerals in Texas Planning for end-of-life expenses is a crucial aspect of financial responsibility. In Texas, the average costs for funeral services are as follows: Service Type Average Cost Traditional Full-Service Burial $7,148 Full-Service Cremation $6,970 Direct Cremation $2,200 Immediate Burial $2,500 Source: World Population Review, The Zebra, US Funerals These…

Understanding the Difference Many people assume that traditional life insurance is the best way to cover funeral expenses, but that’s not always the case. Here’s how final expense insurance differs: Feature Final Expense Insurance Traditional Life Insurance Coverage Amount $5,000 – $50,000 $50,000 – $1 million+ Medical Exam Not Required Usually Required Purpose Funeral &…

Many people don’t realize how expensive the end-of-life process can be until they’re faced with it. A traditional funeral with burial can cost upwards of $10,000, while cremation services still range between $4,000 and $7,000. Add in medical bills, outstanding debts, and legal fees, and your loved ones could be left with a significant financial…